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"Looks like time’s up for New Jersey’s pension fund"

Pro tip: when you, for a long time, spend money you don't have, sooner or later things will get very ugly.

When Phil Murphy becomes New Jersey’s 56th governor on Tuesday, he’ll face a stark choice: Ship all new tax dollars to the state pension fund and freeze all other outlays — or sit back and watch the fund head to collapse.

Related: "Collapsing pensions will fuel America’s next financial crisis".