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An example of our federal government at work

"Years after floods, homeowners await FEMA buyouts".

Karen Niece loves her idyllic bungalow in the Indiana countryside, but when storms dumped nearly a foot of rain on her 19-acre property in 2008, flash floods left mold in the foundation — and gave Niece a lung infection she will have the rest of her life.

After the water receded, Niece and thousands of other flood victims around the Midwest stayed in their damaged homes, despite health risks, because they had pinned their hopes on a federal program that helps buy flood-damaged properties. Two and even three years later, many are still waiting for relief.