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"Investment Advice for Gen Y"

I heartily endorse this.

Here is my best single piece of investment advice to them and to every member of Gen Y:  Start saving and investing early.  Einstein may never have said it (as claimed), but compound interest is a wonder of the world.  And anybody can take advantage of it — it’s utterly egalitarian.  If you do nothing else about your retirement, start saving early.  You should also save a lot (at least 15 percent) and stay out of debt, but I promised to stick to one.